The Best Personal Finance Software: Reviews and Recommendations

Are you looking to take control of your finances and build better money habits? Personal finance software can be a valuable tool to help you achieve your financial goals. Whether you’re looking to create a detailed budget, track your investment accounts, file your taxes, or take a hands-on approach to money management, there are several options available to suit your needs.

In this blog post, we’ll explore some of the best personal finance software options on the market. From detailed budgeting tools to investment tracking features, there’s something for everyone. And don’t worry, we’ll provide unbiased reviews to help you make an informed decision.

1. Quicken Simplifi: Best for a Detailed Budget

   • Insider’s Rating: 4/5
   • Perks: 50% off for new customers
   • Fees: $3.99 monthly subscription or $47.88 annual subscription
   • Pros: Connect all your bank accounts, create a budget, track expenses
   • Cons: Must buy a subscription
   • Cost: Regular pricing is $5.99 per month
   • Why it stands out: Quicken Simplifi is a desktop software program that allows you to connect and track all your financial accounts in one place. It also offers a 30-day money-back guarantee.

2. Empower Personal Dashboard: Best for Tracking Investment Accounts

   • Insider’s Rating: 3.85/5
   • Pros: Free financial and wealth management tools, investment selection, one-on-one financial advisor guidance
   • Cost: Free
   • Why it stands out: Empower Personal Dashboard is a mobile app and website that helps you monitor your investment accounts and retirement plans. It offers features like Investment Checkup and fee analyzer tool.

3. TaxAct: Best for Taxes

   • Insider’s Rating: 4.7/5
   • Pros: Expert help with every filing package, free federal and state filing, efficient interface
   • Cost: $0.00 – $99.99 (+$39.99 or $59.99 for state return)
   • Why it stands out: TaxAct offers four DIY online options and free expert support for all users. It’s a cost-effective option for filing your taxes.
4. Google Sheets: Best for a Hands-On Approach
   • Cost: Free
   • Why it stands out: Google Sheets is a simple and free tool for tracking your spending and savings goals. It’s a great option for those who prefer a more hands-on approach to money management.

In addition to these top picks, we also considered other personal finance software options that didn’t make the cut. Each of these programs has its own unique features and benefits, so be sure to explore all your options before making a decision.

Remember, the best personal finance software for you will depend on your financial goals and comfort level with technology. Whether you’re a beginner or a seasoned pro, there’s a tool out there to help you take control of your finances.

So, are you ready to get started on your journey to financial wellness? Explore these top personal finance software options and find the one that’s right for you. Happy budgeting!